How to play Baccarat like a pro

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  • Written by Evi
  • Posted May 9, 2022
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Baccarat is one of the easiest spell that you can play in the casino. In addition, the house edge is also lower than with other games, such as slots, roulette and almost every table game except blackjack.

But you can't just sit down at the baccarat table and start playing. At least not if you baccarat want to play in a professional way. If you do not play correctly, you will still give the casino a higher advantage than necessary. If you want to play baccarat like a pro, here are four things to keep in mind.

Choose the right Baccarat table

Most baccarat players, in fact, play mini baccarat. Also known as midi baccarat. These two variations are basically the same game. In mini and midi baccarat you play at a table that is about the same size as a blackjack table. The game is run by a dealer who plays on behalf of the casino, just like in Blackjack or other table games.

Mini and midi baccarat are simple games. All you have to do is choose from one of the three betting options. Then you choose the amount you want to bet and the dealer does the rest.

Traditional baccarat is played on a much larger table. The ability to deal the cards is passed on to the players. There is still a dealer, but players have a bigger role in the game. You will only come across this variant in a few casinos.

However, all three baccarat variants are the same in terms of winning chances. The house edge, the betting options and the rules of the game are therefore the same in every variant. That also applies when you play online baccarat.

Read the rules

Online Baccarat

RTP 85,39% - 98,95%
Origin Late 15th Century, Italy
Type table game

Here you can play Baccarat:

Why does it matter which variant you choose?

The best baccarat table depends on your goals and your average bet. Because all baccarat tables have a built-in house edge. The more you play, the faster you lose. This means that the slowest table is usually the best table. After all, you play on average the lowest number of hands per hour on such a table.

The slowest baccarat tables are usually the traditional ones. The problem is that most traditional baccarat tables are located in high limit rooms. So they are not accessible to everyone. These tables have higher betting limits than the midi and mini baccarat tables.

Traditional baccarat is slower than mini and midi baccarat because the players take turns in the deal process. This adds a little extra time to each hand. But this is only valuable if you are playing with higher stakes. It is not worth wagering more just to play at a slower table.

Here's an example with both a traditional baccarat table and a mini baccarat table.

In this example, the minimum bet at the mini baccarat tables is $10 and the minimum at the traditional table is $20. At the mini baccarat table you play 80 hands per hour and 60 hands per hour at the traditional table.

The house edge on the bank bet is 1,06%. You can determine the average loss per hour based on the amount you bet and the number of hands you play per hour. To find the average loss per hour, multiply the amount per hand by the number of hands per hour. This outcome is then multiplied by the house edge.

  • Mini baccarat table: €10 x 80 x 1,06% = €8,48
  • Traditional baccarat table: €20 x 60 x 1,06% = €12,72

Even though you play fewer hands every hour at the traditional baccarat table, you still lose more every hour. This is due to the higher average of the amount you always bet.

Always bet on the bank's trade

All three baccarat variations offer the same three betting options. You can bet on a tie (Tie), the player hand (Player) or the dealer hand (Bank). When betting on the banker's box, you pay a 5% commission if you win.

The house edge is different for each of the three betting options, with the tie bet being the worst and the banker's bet the best. The house edge on the Tie is over 14% in most casinos, making it one of the worst bets.

A bet on the player's hand has a house edge of 1,24%. As you learned in the previous section, the banker's bet has the lowest house edge at 1,06%. The 1,06% is the benefit after the casino receives their 5% commission. For that reason, betting on the bank's box is better than betting on the player.

Know your winning chances

As you learned in the previous section, the house edge for the banker bet is 1,06%. Understanding this is important when considering our expectations.

The first realistic expectation would be that you will lose more than you gain in the long run. Unless you knew a way to influence the results. There are, but the fact remains that there will always be a house edge.

A house edge of 1,06% is lower than most games in the online casino to be offered. So baccarat is a good choice for players who want to play a simple game. You can easily increase your money with it and manage your bankroll. But it's still not a game you can win in the long run.

The house edge is the average percentage of each bet that the casino holds for earnings. It is based on the total amount wagered at the game over a long period of time. In the short term, the actual results fluctuate, but with a large sample the figures come closer and closer to expectations. The casino always wins in the long run from the total number of players.

If you bet $100.000 on the banker's box with baccarat, your expected loss over time is the house edge: $1.060. To determine your expected loss, multiply the house edge by the total bet amount.

The results for a hand or game session do not change the expectation. If you play a single hand of baccarat, you either win or lose. If you bet €20 on the banker's box, you will lose your entire bet or win €19.

The reason you only get $19 back on a $20 bet is because of the 5% commission on the bank bet. But the house edge of 1,06% already includes the commission. This does not change the house edge anymore. That's just 1,06%. Your expected loss on a bet of €20 is just over 21 cents. The actual number is 21,2 cents, or 0,212.

Examples are useful, but it is even better to look at the expected loss per hour. By looking at your bet amount and the number of games per hour, a much accurate calculation can be made. For example, if you bet $20 per game and play 50 hands every hour, you can calculate this as follows:

€20 per game x 50 hands per hour is €1.000. This amount times the house edge is €10,60. So on average you lose €10,60 every hour you play.

When you play online baccarat, you can play many more game rounds per hour. It is possible to play 400 or more games per hour. You decide how fast you play each round. Suppose you play 200 hands per hour for $10 per game, then you have wagered $2.000. €2.000 times the house edge of 1,06% is €21,20. So in this scenario you can expect to lose an average of €21,20 per hour.

Online Bonuses

By always betting on the bank's box, you keep the house edge as low as possible. In addition, there is another way to lower the house edge, which is a casino bonus use.

Always read carefully conditions of any bonus offer to ensure it can be used to play baccarat. Some online casino bonuses are only for slot machines. When you find a good bonus, it will increase your bankroll. So you can play longer and with that you have a greater chance of a winning series.


If you want to play baccarat like a pro, make sure to pick the right table. One then only bets on the box of the bank. Because it has a lower house edge than the player box. Also always calculate the expected loss per hour. The last tip is to find a good online bonus so that you can play longer with the amount you deposit into your casino account.